Daner Wealth Management Builds Tax-Smart Retirement Income Strategies

How Retirement Planning Can Support High-Income Retirees Create Lasting, Tax-Efficient Income Plans

Alpharetta, GA - Daner Wealth Management, a fiduciary financial advisory firm based in Alpharetta, GA, works with clients to develop retirement plans intended to support long-term financial goals. With over 30 years of experience, the firm specializes in tax-efficient strategies, withdrawal planning, and estate coordination that support clients throughout their retirement journey.

 

For professionals nearing retirement, one of the most pressing questions is: Will my income be enough to maintain my lifestyle once I stop working? Daner Wealth Management provides clients with tailored guidance designed to help structure retirement income strategies aligned with their goals, time horizon, and risk tolerance.

What Makes a Retirement Income Plan Essential?

A retirement plan outlines how to turn your savings into a steady stream of income once you retire. It's not just about investment growth; it’s about sustainability, tax efficiency, and preserving wealth. Without a defined strategy, retirees may withdraw too much too early, lose out on Social Security benefits, or overlook healthcare costs.

 

Daner Wealth Management is a retirement financial planner that works with clients to align their income strategies with their lifestyle goals. They offer support for corporate professionals, executives, and business owners who often have complex wealth considerations. For instance, they help corporate professionals coordinate 401(k)s, deferred compensation, and stock awards into integrated retirement income strategies that reflect their tax position, cash flow needs, and long-term lifestyle goals.

How Much Do You Need to Retire Comfortably?

There is no universal answer. According to the U.S. Bureau of Labor Statistics, the average household led by someone aged 65 or older spends approximately $52,141 annually. However, high-net-worth individuals often face significantly higher expenses. Factors like travel, real estate, healthcare, and support for children or aging parents can shift the equation.

 

Daner Wealth Management begins by helping clients define their retirement vision. From there, they evaluate savings, income sources, tax exposure, and longevity projections to model sustainable withdrawal scenarios.

Core Components of a Reliable Retirement Income Plan

1. Withdrawal Strategy

Drawing from multiple accounts, IRAs, 401(k)s, and taxable brokerage accounts requires timing and coordination. Daner Wealth Management develops blended withdrawal strategies designed to manage tax exposure, minimize potential penalties, and support retirement goals.

2. Social Security Timing

The age you choose to claim Social Security can impact your lifetime benefits. Daner Wealth Management evaluates longevity expectations, spousal benefits, and existing income to guide optimal timing.

3. Tax-Efficient Retirement Planning

Taxes remain a top concern for retirees. With retirement planning services from Marc Daner, CFP™, ChFC®, clients are advised on strategic withdrawals, Roth conversions, and capital gains management. These strategies aim to preserve more of what clients have built.

4. Healthcare and Long-Term Care Planning

Fidelity estimates that a 65-year-old retiring in 2025 can expect to pay around $172,500 in medical expenses throughout retirement. Daner Wealth Management helps clients prepare by modeling Medicare costs, evaluating insurance, and planning for long-term care.

5. Estate and Legacy Planning

Many clients wish to pass on wealth to children or charitable causes. Retirement financial planners coordinate with estate attorneys to make sure that distributions, trusts, and gifting strategies align with the client’s overall financial and legacy goals.

Common Retirement Planning Mistakes to Avoid

Even experienced investors can make missteps, such as:

  • Claiming Social Security too early

 

  • Ignoring the tax impact of withdrawals

 

  • Failing to prepare for healthcare costs

 

  • Underestimating inflation

 

  • Taking a set-it-and-forget-it approach to planning

 

Daner Wealth Management works with clients to reduce the likelihood of common retirement planning missteps through regular reviews and strategy updates.

Why Choose Daner Wealth Management as Your Retirement Financial Planner?

Located in Alpharetta, GA, Daner Wealth Management serves clients across Roswell, Milton, Johns Creek, Sandy Springs, and other nearby communities. Their small, two-person team provides:

  • Fiduciary guidance with no product commissions

 

  • Personalized service focused on client-first strategies.

 

  • Detailed planning that balances the present lifestyle with future needs

 

They specialize in supporting individuals with equity compensation, real estate assets, business ownership, or inheritance considerations.

 

If you are searching for a retirement advisor near you in Alpharetta, GA, you can schedule a personalized consultation with Daner Wealth Management. Call them at (770) 368-6033 or email them at marc@danerwealth.com.

 

Founded in 1992, Daner Wealth Management is a fiduciary advisory firm based in Alpharetta, Georgia. Led by Marc Daner, CFP™, ChFC®, the firm specializes in retirement planning, tax-efficient investing, and wealth management. With their experience, they provide customized strategies to help clients achieve financial clarity and long-term confidence. 

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