Estate Planning Tips from a Certified Financial Planner in Alpharetta, GA

 Daner Wealth Management Shares Strategies to Preserve Wealth and Plan Your Estate

Alpharetta, GA – Daner Wealth Management, a fiduciary financial advisor based in Alpharetta, Georgia, provides high-net-worth individuals and retirees with coordinated financial planning services designed to support estate planning and long-term wealth transfer. Founded in 1992 by Marc Daner, CFP™, ChFC®, the firm specializes in helping clients align their financial assets with their estate documents and legacy goals.

Why Estate Planning Needs a Financial Planning Component

As of 2024, just 32% of U.S. adults have an estate plan in place, while 55% have no estate-related documents whatsoever. While estate attorneys handle the legal documents, such as wills and trusts, the financial implications of those documents often require just as much attention. A certified financial planner may help identify how assets, tax strategies, and account designations work together to influence what your heirs receive.

 

At Daner Wealth Management, financial planning for estate strategies is not a one-size-fits-all service. The firm evaluates each client’s personal and financial situation to help ensure their legacy is protected, their tax exposure is managed, and their wealth transfer objectives are met.

What Does a Financial Planner Do in Estate Planning?

Financial planning services help clients make sense of the numbers behind their legacy. That includes identifying how retirement accounts like IRAs (Individual retirement arrangements) and 401(k)s interact with required minimum distributions (RMDs), exploring Roth conversions, and ensuring beneficiary designations match the client’s intentions.

 

Daner Wealth Management also advises clients on the strategic placement of investments. Placing high-growth assets in Roth IRAs, for example, can provide potential tax advantages for heirs. By contrast, failing to consider these placement decisions may result in avoidable tax burdens down the line.

Liquidity Matters: Planning Beyond the Documents

Estate settlements often require immediate liquidity to cover taxes, legal fees, and family expenses. Daner Wealth Management helps clients evaluate their liquidity needs and often recommends life insurance solutions to avoid the forced sale of long-term investments or real estate.

 

Clients with business interests or concentrated equity positions may require nuanced personal financial planning. The firm provides personal financial planning to spread out asset risk, develop buy-sell agreements, and address succession planning in ways that support family goals and estate intentions.

When Should Estate Planning Begin?

Many financial advisors recommend beginning estate planning when your assets approach $1 million or your financial life becomes more complex. Waiting too long may limit strategic options.

For young professionals, early planning might mean maximizing tax-efficient growth and establishing the right account structures. Middle-aged clients in their peak earning years often benefit from optimizing investment and tax strategies alongside trust planning. A financial planner for retirees, like Daner Wealth Management, provides coordination between income withdrawals and long-term wealth preservation.

RSUs and Stock Options in Estate Planning

Daner Wealth Management works with corporate executives in Alpharetta to evaluate how RSUs and stock options may factor into estate planning, helping align equity compensation with overall financial goals while coordinating with legal and tax professionals.

Coordinating with Estate Attorneys and Tax Professionals

Effective estate planning doesn’t happen in isolation. Daner Wealth Management works alongside estate attorneys and CPAs to make sure that all components, legal, tax, and financial, align. This coordination helps reduce risk, increase clarity, and provide continuity as tax laws and family needs evolve.

 

Trusts, for instance, may serve a variety of purposes, from minimizing estate taxes to protecting assets for beneficiaries. The firm helps clients integrate these legal tools into broader financial planning strategies, offering guidance on how trusts can be paired with insurance or investment accounts.

Why High-Net-Worth Families Choose Daner Wealth Management

Daner Wealth Management specializes in working with high-income individuals, corporate professionals, and retirees who value clarity, experience, and fiduciary commitment. With more than 30 years of expertise, Marc Daner helps clients build, manage, and transfer wealth with confidence.

 

The firm’s detailed financial planning approach emphasizes tax efficiency, investment strategy, insurance evaluation, and retirement coordination, all tailored to the client’s values and legacy vision. Every recommendation is made in the client’s best interest, free from commission-based incentives.

Start Building Your Legacy with Personal Financial Planning Services From Daner Wealth Management

Families in Alpharetta and surrounding areas seeking a financial advisor near them will find Daner Wealth Management’s services personalized, comprehensive, and grounded in fiduciary responsibility.

 

To schedule a confidential consultation with Marc Daner, CFP™, ChFC®, call (770) 368-6033 or email marc@danerwealth.com. Discover how integrated estate and financial planning can support your family’s future and protect what matters most.